I wanted to share with the readers of DefCon how thoroughly thrilled my wife and I are about Samaritan Ministries. As an alternative to the high cost of secular insurance companies (many of which fund practices opposed to Christianity), Samaritan Ministries helps Christian families cover medical expenses by use of a network of contributors (members).
Instead of paying a monthly insurance fee, your monthly contribution goes directly to an actual family in need. You receive the name, address, and need of the family assigned to you, then you send your designated share amount directly to that family (along with a card or note of encouragement if you wish). Other needs that are not publishable (meaning they are not covered by Samaritan Ministries) are advertised in the monthly newsletter and members can give to those needs if they choose.
In the event that you incur a medical expense, you simply submit your need to Samaritan Ministries and you receive checks (along with cards or notes of encouragement) from other members to cover your medical expenses.
I wholeheartedly endorse this ministry and can speak first hand about the value and effectiveness of it. We’ve been members for over a year and have benefited twice: once when one of our children was having breathing problems requiring two separate trips to the E.R. and most recently when our youngest was born, Samaritan Ministries covered the entire cost of the midwifery services and all associated tests and bloodwork. It is virtually impossible to find an insurance company willing to cover maternity unless it is through an employer. Samaritan Ministries recognizes that children are a blessing and by covering maternity needs they don’t perpetuate the idea (directly or indirectly) that children are a burden (financially or otherwise).
Notable members of Samaritan Ministries include Doug Phillips and Voddie Baucham. Baucham offered this endorsement:
Coming into the whole Samaritan Ministries thing and not knowing how it worked, not understanding anything about it, and just really wondering…was terrifying. Then I turned around and watched how Samaritan took care of that whole need [for a fellow pastor’s son]. Samaritan members came along, helped them…the doctors were happy to work with them…it was after that I signed up.
I understand better now than I did before how corrupted medicine has become because of the insurance industry. We walk in and say we’re self-pay, and immediately they take 30, 40, 50 percent off the top. That’s just because all the markup that exists because of insurance and also because of Medicare. These doctors are so happy to not have to deal with all that stuff, that they pass those savings on to you.
When you’re going to the doctor’s office and all you have to do is pay the $10 co-pay, you’ll go for any little thing. Your sense of independence, your sense of trusting in the Lord, your sense of trying to take care of things and do preventative medicine-that goes out the window if the only thing you have to think about is that $10 co-pay, not realizing at all that by participating in that system, you’re actually contributing to these escalating prices.
We love it. I enjoy sitting down, writing my check to a family, feeling that I’m just directly partnering with them, partnering with that need, praying for them. It’s wonderful, and that has been helpful to us.
I encourage readers to check out this wonderful ministry of Christians helping Christians. You can learn more by going to their website:
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You can also learn more about this incredible ministry for Believers by Believers by viewing this video: